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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Aging in Place: A Guide for Retirees and Older Adults

October 17, 2017

We can’t predict our futures, but we can plan for contingencies, especially as we age. AARP’s research shows that nearly 90% of seniors wish to stay in their own homes as they age. After all, home is where the heart is, it’s where we find comfort and familiarity and often,

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Spookify Your Front Porch Just In Time For Trick-Or-Treaters

October 16, 2017

Want to bring your A-game to Hallow’s Eve this year? Here are a few easy ways to make a hair-raising impression after sundown.

Mood Lighting

Changing the bulbs around the exterior of your home is perhaps the easiest (and least expensive) method of transitioning your house from welcoming to creepy.

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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